Corporate – Group and Individual Contracts

With a private German or European health insurance it is possible to insure oneself and his employees probably even abroad.

Especially compared to local health plans corporate contracts offer major advantages for both, the company and the employee.

Advantages for the Company

  • reduction of ancillary wage costs
  • tax savings (ask your tax adviser)
  • strengthening the employees’ health
  • contribution to the company’s image
  • advantages for hiring new personnel
  • gain in employees’ loyalty
  • already integrated health cover for staff on business trips and home leave

Advantages for the Employee

  • lower insurance rates
  • convenience also valid for family members
  • transformation of existing individual contracts into the group policy
  • benefits remain after retirement
  • eased application process
  • cover without a waiting period
  • global sickness benefits, if delegated
  • underwriting after leaving the company or relocation (also back to the home country) – transformation into an individual policy

Corporate contracts are available from various insurance companies with extensive tariffs and countless combinations. Due to this diversity we will find a suitable solution for every case and issue.

Use our contact form to describe
your situation (>Contact)

Insurable are…

  • German citizens with partner (even of another nationality) and children
  • also with an individual contract
  • expatriates of all nationalities

World of Possibilities

Depending on the insurance company and tariff a lot of different options are present. Here just a few important examples:

  • Insurance Coverage: worldwide
  • Age Limit: 65 / 69 / 79 or without age restrictions
  • Minimum Contract Duration: 12 or 24 month
  • Waiting Time: does not apply with a qualifying preinsuring or medical certificate
  • Children Subsequent Insurance by Birth: without risk assessment
  • Annual Caps / Limits: none
  • Preventive Care / Check-ups: according to statutory programs

A more extensive comparison of four of our offered insurance providers is provided as pdf-document for downloading in German language:

Other question (eg. employer’s contribution) are answered
in our >FAQ-section or personally (>Contact)



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