Disclaimer

Publisher

German Health Plans Worldwide Inc. 478 Central Park West, Suite 5D New York, NY 10025 USA Tel.: +1- 212-316 1641 Fax.: +1- 212-316 6954	In Cooperation with: Helbich GmbH Oberaltenallee 18 22081 Hamburg Germany Tel.: +49 (0)40- 2 20 67 06 Fax.: +49 (0)40 - 2 20 67 08
Representatives: Adelheid Helbich (CEO/President), Dr. Nikolaus Helbich (CFO/President)	Geschäftsführer: Adelheid Helbich Gesellschafter: Adelheid Helbich, Dr. Nikolaus Helbich Handelsregister: Amtsgericht Hamburg, HRB 53753 HK-Registernummer(n): Helbich GmbH: D-OFKI-WHE31-81 Adelheid Helbich: D-05GP-FZL9Q-61

Legal Disclaimer

1. General Disclaimer

German Health Plans Worldwide, Inc. has provided the information on this website to the public as a free service and it may be used for limited, informational purposes only, subject to the terms and conditions expressed below. By using this information, you herein affirmatively agree to these terms in their entirety. If you do not agree to these terms, please exit the website.

2. Limited License To Materials

German Health Plans Worldwide, Inc. owns and holds copyright to the materials on this website, unless otherwise expressed. Any unauthorized use of these materials is a violation of German Health Plans Worldwide, Inc. intellectual property rights and/or other applicable laws. You may download, print, and/or reproduce a single copy of the materials on this website for lawful purposes only but you may not modify them in any way. Unauthorized commercial use of these materials is prohibited. This Limited License is non-transferable.

3. Accuracy

German Health Plans Worldwide, Inc. has taken care to present all information on this website as accurately as possible. However, German Health Plans Worldwide, Inc. does not guarantee that accuracy and does not accept either liability or responsibility to anyone for any loss or damage arising from the information on this website. In all cases, we advise you to double-check information with service providers, retailers, and manufacturers before making an acceptance or purchase decision or any kind.

4. Continuity

German Health Plans Worldwide, Inc. makes no promise or warranty to update or maintain this website information for any period of time. Ongoing maintenance of this website may be suspended at any time at the sole discretion of German Health Plans Worldwide, Inc. without notice.

5. On-Line Links To Other Websites And Webpages

German Health Plans Worldwide, Inc. contains links to other websites and webpages not owned or under the control of German Health Plans Worldwide, Inc. Therefore, German Health Plans Worldwide, Inc. is not responsible for the information or content of any such link, or of any resulting link (contained on the linked-to websites). German Health Plans Worldwide, Inc. reserves the right to terminate any link at any time and for any reason. Furthermore, German Health Plans Worldwide, Inc. does not accept either liability or responsibility to anyone for any loss or damage arising from your use of these links.

6. Jurisdiction And Governing Law

German Health Plans Worldwide, Inc. operates and maintains this site from its headquarters in New York, New York, United States of America, and makes no representation that this website's materials are appropriate or available for use in any other geographical location. When you use this website from other locations, you are solely responsible for compliance with all applicable local laws. These terms are governed by the laws of the State of New York, U.S.A. and jurisdiction for any claims arising from this agreement shall be in a competent court in the New York City area.